Foreign exchange here is a stated percentage on top of the market rate, not a marked-up rate presented as free. 0.04%, shown as a separate line on every conversion.
That separation is the whole product. A provider that quotes 'no fees' and moves the rate two percent has charged you fifty times this and called it nothing.
What it gives you
The fee is a line, not a spread
You can see it, so you can compare it. That is uncomfortable for most providers, which is why they do not do it.
Identical every day
No weekend rate, no out-of-hours rate, no volume tiers that quietly reset.
Shown before, not after
The rate and the fee appear before you confirm a conversion.
What is included
- 0.04% on every conversion
- 38 currencies, all pairs
- Mid-market reference rate shown alongside
- Rate alerts and scheduled conversions
- Conversion history with the rate applied
- The same rate for cards, transfers and manual conversion
Who it is for
Anyone who has compared a transfer quote against the mid-market rate and found the gap.
Questions
The mid-market reference for the pair at the moment of execution, shown next to the rate applied.
No. 0.04% at every size.