Question 1

What exactly am I reserving?

Accepted Answer

A place in the founding series of the AVORA Card, and a card tier. You are not opening a bank account — no money is held, moved or spent at this stage. Reserving costs nothing at every tier, and the card itself is paid for when it is issued.

Question 2

What can I actually do today?

Accepted Answer

Choose a tier, create an account and reserve a card. That is Phase 1, and it is the only phase that is live. Identity verification, the virtual card, the app and everything after are marked Coming soon or Future vision on the roadmap, with no date attached to the last three phases.

Question 3

When will I get the card?

Accepted Answer

There is no shipping date, and any site that gives you one for a product at this stage is guessing. The founding series is produced once it closes; members are told when production starts and when it moves. You will see the delay as it happens rather than after it.

Question 4

Why join now instead of at launch?

Accepted Answer

Four things close with the founding series: the series mark on the card, the launch price held for the life of the membership, first position in every release queue, and the founding member channel. Everything else on the site will still be available later.

Question 5

What happens to the price I reserve at?

Accepted Answer

On the paid tiers it is held for as long as the membership runs without a break. If the published price rises, it rises for members who join then. The Founder tier is one payment with no monthly fee at all, and it stops being offered when the founding series closes.

Question 6

You list twenty-six products. Do they exist?

Accepted Answer

Three of them are part of Phase 1. The other twenty-three are on later phases and every one of their pages is marked Coming soon or Future vision. They describe how something is intended to work, not how it works today.

Question 7

Is this a real bank?

Accepted Answer

No. AVORA is a demonstration project. It holds no banking licence, is not regulated, is not audited, insures nothing and sells nothing. Every figure, card, balance and product on this site is illustrative and must not be relied upon for any financial decision.

Feature	Standard€0 per month	Metal€9.99 per month	Reserve€95 per month
Cost of use
Monthly fee	€0	€9.99	€95
Minimum balance	None	None	None
Currency conversion	0.04%	0.04%	0.04%
Weekend surcharge	None	None	None
Domestic transfers	Free, any amount	Free, any amount	Free, any amount
International transfers	0.04%	0.04%	0.04%
Limits
Currencies held	38	38	38
Convertible crypto assets	24	24	24
Virtual cards	Unlimited	Unlimited	Unlimited
Free ATM withdrawal, monthly	€200	€800	Unlimited
Daily transfer limit	€10,000	€50,000	By arrangement
Named users (business)	Unlimited	Unlimited	Unlimited
The card
Physical card included	Included	Included	Included
Milled metal card	Not included	Included	Included
Free replacement	Included	Included	Included
Worldwide shipping	Free	Free	Free
Cashback on eligible spend	Not included	Included	Included
Series priority	Not included	Not included	Included
Travel and cover
Travel and medical cover	Not included	Included	Included
Cancellation and delay cover	Not included	Included	Included
Purchase protection	Not included	€10,000 per item	€10,000 per item
Airport lounge access	Not included	Member	Member and guest
Service
Support	24 hours	24 hours	24 hours
Named bankers	Not included	Not included	Two, direct lines
Legal and tax counsel	Not included	Not included	Included
Settlement outside market hours	Not included	Not included	Included

Pricing

Compared