Savings sit in named goals inside the account. You set a target and a schedule, and the projected completion date moves as you fund it — or as you do not.
The rate is published daily and is the same for every customer. There is no introductory rate that steps down once you have stopped paying attention.
What it gives you
One rate for everyone
No introductory period, no loyalty penalty, no better rate for new customers than existing ones.
The date, not the balance
A goal shows when it will complete at your current rate of funding, which is the number that changes behaviour.
Available immediately
Withdraw to the spending balance in seconds, with no notice period.
What is included
- Named goals with target and date
- Interest accrued daily, paid monthly
- Rates published daily and applied uniformly
- Automatic funding on a schedule
- Round-up funding from card spend
- Instant withdrawal, no notice period
Who it is for
Someone saving toward something specific rather than accumulating a general balance.
Questions
No. Withdrawal to the spending balance is instant and unlimited.
No. Rates move with the market and are published daily. AVORA is a demonstration project and pays no actual interest.