Multi-currency accounts
Hold 38 currencies, convert when the rate suits you.
Balances in 38 currencies sit in one account. You choose when to convert rather than having it done for you at the moment of spending, which is where most currency cost is quietly incurred.
The card spends from the matching currency balance when one exists, and converts at 0.04% when it does not.
What it gives you
Convert on your timing
Hold a currency you will need later and convert when the rate is where you want it, not at the till.
Spend without converting
A euro purchase draws from the euro balance. No conversion, no fee, no rate.
Receive in the local currency
Get paid in a currency and keep it in that currency.
What is included
- 38 currencies held simultaneously
- Automatic matching of spend to balance
- Manual conversion at 0.04% whenever you choose
- Rate alerts on pairs you watch
- Per-currency statements
- Receive salary or invoices in local currency
Who it is for
People paid in one currency and spending in another, and anyone who travels the same routes repeatedly.
Questions
It converts at 0.04% at the moment of authorisation, and the rate applied is shown on the transaction.
No. Balances are held at no cost in every currency.