Insurance
Cover that activates itself, with the exclusions on the first page.
Travel, medical, cancellation and delay cover apply automatically when the fare is paid on a Metal or Reserve card. There is no separate policy to buy and no activation step to forget.
The exclusions are on the first page of the policy rather than in an annex, because an exclusion you discover while making a claim was not disclosed.
What it gives you
Automatic on payment
Paying for the trip on the card is the activation. Nothing else to do.
Exclusions stated first
Pre-existing conditions and excluded activities are on page one, not in a schedule you have to request.
Purchase protection included
Eligible purchases covered against damage and theft to a stated per-item limit.
What is included
- Worldwide travel and medical cover
- Cancellation and delay cover
- Purchase protection to €10,000 per item
- Extended warranty on eligible purchases
- Cover for the member and immediate family
- Claims filed in the app
Who it is for
Metal and Reserve members who travel more than twice a year.
Questions
No. Paying the fare on the card activates the cover for that trip.
They must be declared, and the terms of any cover for them are stated on the first page of the policy.